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Zenith Children’s Account (ZECA)

Zenith Children’s Account (ZECA)

The Zenith Bank Children’s Account is a unique savings account designed to allow parents save (in Naira or US Dollars) for their children’s future and teach them about savings from a tender age. The account is modeled in for young children with an overarching objective of making savings fun for them and teaching them financial discipline.

  • For children birthed 16 years and below
  • Zero account opening balance
  • Earn Interest at 5.5% per annum
  • Maximum cumulative limit of N1 billion
  • Standing order credit option
  • Cheque, draft and dividend lodgment of up to 2 million Naira
  • ZECA is not subject to probate or administration of estate laws
  • Account opening form duly completed
  • One (1) clear passport photograph of Guardian/Parent and child
  • Birth Certificate of Child  
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)
  • BVN & NIN of parent(s) or guardian(s)
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

To open a Zenith Children’s Account, simply visit the nearest Zenith Bank branch.

ZECA Education Loan

ZECA Education Loan

The Zenith Bank Children's Account (ZECA) Education Loan.

  • Very Competitive Interest Rate
  • Flexible Prepayment Tenors
  • Direct Disbursement to School Accounts
  • Loan Type : Education Loan
  • Tenor: 4 months
  • Eligibility: Confirmed staff of our key corporate &" MDAs"
  • Purpose : To finance School fees of children of staff under the approved loan scheme
ZECA Save

ZECA Save

ZECA Save is a Zenith Children’s Account variant designed to enable parents with inadequate documentation open an account and save for their children’s future.

  • For children birthed 16 years and below
  • Zero account opening balance
  • Earn Interest at 5.5% per annum
  • Maximum cumulative limit of N300,000.
  • Single deposit limit of N50,000
  • ZECA is not subject to administration of estate law or probate
  • Account opening form duly completed
  • One (1) clear passport photograph of Guardian/Parent and child
  • Birth Certificate of Child  
  • BVN or NIN of parent(s) or guardian(s)

To open a Zenith Children’s Account, simply visit the nearest Zenith Bank branch.
*Terms and conditions apply.

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